Frequently Asked Questions
Quick answers to the most common borrower questions.
Who can apply for a loan?
Any Indian citizen aged 18+ with a valid Aadhaar and PAN can apply.
What documents do I need?
Just your Aadhaar number, PAN number, and bank account details. No physical paperwork.
How long does approval take?
Most applications receive a decision within 24 hours. Disbursal usually happens the same day after approval.
What is the minimum loan amount?
You can borrow as little as ₹10,000 and choose a tenure between 6 and 120 months.
Can I prepay my loan?
Yes. Prepayment is allowed at any time without any penalty.
How is my data protected?
All data is encrypted in transit (TLS 1.3) and at rest. We never share your data without consent.
Will you reach out via WhatsApp?
Yes — once you submit your application, your assigned loan officer will contact you on WhatsApp.
What if I miss an EMI?
Late fees may apply. Please contact your loan officer to restructure if you anticipate a delay.